Medicare Savings Program
The Medicare Saving Program (MSP) helps people with limited income pay for their Medicare premium(s). Medicare provides access to health care for millions of senior citizens and people with disabilities. Congress started the Medicare Savings Program to protect low-income seniors and people with disabilities from the significant and growing costs to maintain Medicare coverage.
Individuals who are enrolled in Medicare Hospital Insurance (Part A) may be placed in one of four groups if they meet the program eligibility requirements. Eligible individuals receive help with the payment of their Medicare premiums (Part B) and all or part of their Medicare Prescription Drug Plan (Part D). In some cases, Medicare part A deductibles and co-payments are covered.
Eligibility rules for each program differs. Click the program name for more information. The Medicare Savings Program groups are:
- Qualified Medicare Beneficiaries (QMB)
- Specified Low-Income Medicare Beneficiaries (SLMB)
- Qualifying Individuals (QI)
- Qualified Disabled and Working Individual (QDWI)
Frequently Asked Quetions
Do I have to have Medicare Part A to participate in Medicaid's Medicare Savings Program?
You must be eligible for and currently enrolled in Medicare Hospital Insurance (Part A). If you are not sure if you have Part A, look on your Medicare card or call the Social Security Office toll-free at 1-800-772-1213 (TTY 1-800-325-0778).
What resources are considered when applying for the Medicare Savings Program?
Only the Qualified Disabled and Working Individual Program (QDWI) has a resource limit that is used when determining eligibility for MSP. The resource limit is no more than twice the countable resources allowed under the SSI program. Resources are cash money and any other property that can be converted to cash and used for support and maintenance. Resources (the things you own) are things like:
- Cars (other than primary), trucks, boats, and other vehicles;
- All property, including houses and inherited property or estate property;
- All types of bank accounts, stocks, bonds, or other cash holdings;
- Life or burial insurance, burial contracts, etc.;
- Anything else of value.
Some things (like the home you live in, one car, burial plots, furniture, and some life insurance) are not counted towards the program limit.
Note: Resources are disregarded when determining eligibility for the QMB, SLMB and QI programs.
How do I apply for the Medicare Savings Program?
There are four ways to apply for the Medicare Savings Program.
- Apply online at MyMedicaid.la.gov.
- Apply by mail or fax.
- Print the application form.
- Fill out the form.
- Collect the information we need.
- Send COPIES of the needed items when you send in your application.
For anyone applying for help with Medicare costs, we will need:
- Social Security number for anyone who is applying;
- Alien registration card or immigration papers for anyone who is applying;
- Proof of you and your spouse’s income for the last month.
- Send the completed form and the information to:
Medicaid Application Office
P. O. Box 91278
Baton Rouge, LA 70821-9278
- Apply in person. Obtain a Medicare Savings Program application from your local Medicaid Office. Click here to find the office nearest you.
- Apply by telephone. Contact the Customer Service Unit at 1-888-342-6207 to complete a telephone application.
Where can I call for help with the Medicare Savings Program?
If you need help to complete the application form or questions, call us toll-free at 1-888-342-6207. Assistance is available Monday to Friday, 8 a.m. – 4:30 p.m.
If you are deaf or have trouble hearing, you may call the TTY number toll-free at 1-800-220-5404.
Learn more about Medicare
- Call 1-800-MEDICARE (1-800-633-4227), TTY users: 1-877-486-2048; or
- Visit Medicare.gov; or
- Call your State Health Insurance Assistance Program at 1-800-259-5301; or
- Visit the Senior Health Insurance Information Program (SHIIP) website
- Ask a question about Medicare Savings Program