Act 421 Children's Medicaid Option (421-CMO)

Act 421 of the 2019 Regular Legislative Session authorized the Louisiana Department of Health to create a TEFRA program that helps some children with disabilities get Medicaid, even if their parents earn too much money to normally qualify. 

Who Can Qualify

To be eligible for Act 421-CMO, a child must meet all of the following requirements.

The child must:

  • Live in Louisiana;
  • Be a U.S. Citizen or an eligible non-citizen;
  • Be age 18, or younger;
  • Have a disability, as defined by the Social Security Administration;
  • Have limited savings or resources, within SSI limits;
  • Have an income at or below the special income limit for long-term care, whichis three (3) times the Federal Benefit Rate (FBR) (parent's income is excluded);
  • Need a high level of care, similar to care provided in a hospital, nursing facility, or ICF/IID; and
  • Be able to safely receive care at home.

How to Enroll in Act 421-CMO

 There are four main steps to enroll.

Step 1 Completing a Medicaid Application

Not sure if you qualify? Apply to find out.


IMPORTANT:

  • If you do not choose a health plan, one will be chosen for you. Visit Choose a Plan for more information about selecting a plan.
  • When applying online, make sure you:
    • Check the box showing the child has a disability on the Additional Personal Details screen:

      Image of the application as with an option selected.
    • Select the child and choose “Disabled” from the list:
      Image of the application showing the disability options of Blind, Disabled, and Tuberculosis.
  • If you apply using a paper application, answer “yes” to the disability question (as shown in question 12 below) so your application is reviewed for Act 421-CMO: 
    Image of part of the paper application, including question 12, "Does Person 2 have a physical, mental, or emotional health condition..."

Step 2 Level of Care Review

Your local Human Services District will review your child’s needs to see if they meet the required level of care. 

You will receive a packet with forms to complete and return. It is very important to: 

  • Fill out all forms completely
  • Include any requested medical records
  • Send everything back on time

If the forms are missing or incomplete, your application may be denied.

The packet may include:

  • A cover letter with instructions
  • A form allowing Medicaid to request medical information, if needed
  • Medical review forms completed by your child's doctor

You can submit the completed packet by:

If your child meets the level of care requirement, you move to Step 3.

Step 3 Disability Review

Your child must meet the Social Security Administration’s definition of disability. 

If Social Security has not already made a disability decision, Medicaid will request one. You may be asked to provide more medical information. 

If your child is approved, you move to Step 4. 

Step 4 Medicaid Enrollment

If your child meets the medical and financial requirements, they will receive Medicaid through a Healthy Louisiana health plan. 

When applying, you may choose a health and dental plan. If you do not choose one, a plan will be selected automatically. 

Louisiana Health Insurance Premium Program (LaHIPP)

If your child is enrolled in Act 421-CMO, they may also qualify for LaHIPP. 

LaHIPP may help pay for: 

  • Your job-based insurance, or
  • An individual health insurance plan

Important: If your child is approved for LaHIPP:

  • Physical health services will be covered by fee-for-service (also known as traditional or legacy) Medicaid
  • Behavioral health and transportation services will stay with the Medicaid health plan

Before enrolling in LaHIPP, check to make sure your child’s doctor accepts this type of Medicaid coverage. You can use the Find a Provider tool to check. 

For more details, please review the Act 421 Frequently Asked Questions. 

Archived Act 421-CMO Materials

More Resources

Surgeon General Evelyn Griffin, MD

Secretary Bruce D. Greenstein

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